Frequently Asked Questions
Q: What is a notary?
A: A notary public is a state-commissioned official authorized to verify identities, witness signatures, and help deter fraud during important document signings.
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Q: What is a loan signing agent?
A: A loan signing agent (LSA) is a specially trained notary who focuses on real estate and loan documents. In addition to being a commissioned notary, a loan signing agent completes advanced training and certification—often through the National Notary Association (NNA)—and undergoes an extensive background screening.
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Q: Can a notary public draft documents to be signed?
A: No, it's against the law for a Notary to prepare legal documents or provide legal advice unless they are a licensed attorney.
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Q: What are acceptable forms of identification?
A: A signer must present a CURRENT, government issued ID that includes an expiration date, a photograph of the signer, and the signers signature. This would include a state issues drivers license from any state or territory, state issued ID card, Federally recognized tribal government identification card,
U.S or Foreign Passport, some U.S. military IDs, or Valid, unexpired foreign government-issued ID (such as a consular ID or foreign driver’s license) if it includes the required elements.
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Q: What happens if there is no notarial wording/ notarial certificate on my document?
A: A notary can provide you certificate options to choose that can be attached to your document. Please note, the client MUST advise which certificate is to be attached. Notary CAN NOT choose. Choices include an acknowledgement, which proves you signed the document or a Jurat in which, the signer swears/affirms what they signed is true.
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Q: What type of documents do you notarize?
A: Acknowledgements, Bill of Sales, Jurats, Court Documents, Deeds, Custody/Guardianship Agreements, Mortgage Documents, Loan Agreements, Travel Consent, Divorce/Separation Agreements, Trusts, Power of Attorney, Promissory Notes, Vehicle Title Transfers, Wills, Medical Authorizations, Parental Consent Forms, and others.
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Q: Does a car title need a buyer?
A: The buyer does not need to be present when notarizing the title, but the buyer's name needs to be included at the top of the title. This commits the buyer to sign the title upon receiving it. Without a buyer, the title would be left open, and the seller can jump the title, which is illegal in all states.
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Q:What areas do you service?
A: I primarily serve Onslow, Carteret, and Craven counties but am glad to assist with appointments beyond that located in Jones, Duplin, Pender, and Beaufort counties.
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